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A stop notice tells the owner and lender that you're not getting paid - stopping payment to the person who owes you money. Here's some reasons to complete a stop notice:
In many states, stop notices require the lender to stop payment.
Stop notices let the owner and lender know you are owed money.
If money is owed to you, you can send a stop notice as a warning before filing a lien.
A stop notice is your first line of defense, and it can be filed before a mechanics lien.
Filing a stop notice before payment is made to the contractor or owner secures payment to you.