As a hardworking contractor or repair worker, the last thing you want is to lose out on the money owed to you. At a retail store, a customer doesn’t just walk on home with a product without first paying. But working on a home renovation—be it electric wiring, appliance installation, sheetrock repair, and more—isn’t like selling a product. You usually get paid after the work is completed, and maybe you feel worried that a contractor or homeowner won’t come through on your paycheck. You could complete all that labor and end up empty-handed and unable to pay your bills. Yikes! It’s enough to make anyone hesitant about who they choose to work with.