Breaking News: North Carolina’s Poorly Drafted Lien Laws Spur Title Insurance to Refuse Coverage

A nonsensical system for mechanics lien filing currently exists in North Carolina: the State does not permit (absent certain circumstances) the filing of a mechanics lien by anyone without a direct contract with the owner. However, the State does permit mechanics liens by subcontractors, suppliers, etc., but only requires that the construction lien be served, not […]

Is a buyer responsible for a lien that does not appear on a title report, but is filed before the real estate closing?

Over the past couple of weeks, we received variations on the following question from homeowners, contractors, and others: “Is a buyer responsible for a lien that does not appear on a title report, but is filed before the real estate closing? Will the buyer be responsible for paying the lien, such as tax or mechanic’s […]